The U.S. Bank FlexPerks Travel Rewards Card: What You Need to Know

Jan 05, 2023 By Triston Martin

Have you considered getting a travel rewards credit card but have not been put off by the high annual fees associated with such cards? The U.S. Bank FlexPerks® Travel Rewards® Card offers perks, including a low annual fee and rewards tiers that are arranged in a novel fashion, which may interest you.

It may not have the glitz and glamour of a premium travel card, but it gives rewards that are better than average in many everyday categories. These incentives are referred to as FlexPoints. Additionally, it includes some travel amenities as a bonus.

The incentives that come with the card offer personalization options.

The card's system for categorizing prizes is entirely novel. Two FlexPoints will be awarded for every additional dollar on cellular companies, two FlexPoints will be awarded for every dollar spent on charity contributions (more about these later), and two FlexPoints will be awarded for every dollar spent on the category with the highest monthly spending total during the billing cycle: airlines. Refuelling stations Shops that sell groceries You will receive one FlexPoint for every dollar spent on any other purchases, even those made in the two categories that weren't among your highest costs for the previous month.

Depending on how you look at it, that is either a lot of information to remember or a burden that has been lifted off of your shoulders. (You will automatically win rewards in the abovementioned categories; you do not need to actively select bonus categories or "opt-in" monthly or quarterly.)

You will get more value from your points if you redeem them for vacation.

Considering there is no annual charge for the first year and only $49.50 for the second, the 1.5 cents per FlexPoint rate of return on travel purchases is excellent. You will receive around one penny per point if you redeem your points for cash back in the form of a statement credit. In addition, you can save for things such as goods, gift cards, and even tickets to live events.

It comes with additional features that are only sometimes included in a card priced at this stage.

The card has several attractive benefits, including a $25 airline allowance on award flights. This allowance can be put toward the payment of baggage fees or spent on in-flight food and beverages. You will also receive Visa Signature features such as safeguards and insurance for travel and automobile use.

Eligible travel

In addition, there is a pretty sign-up incentive that might have you well on your way to your first free vacation: After making a total of $2,000 in net purchases within the first four months, you will be awarded a 25,000 bonus FlexPoints. If that were applied toward travel expenses, it might be worth as much as $375. Purchases made directly with passenger railroads, cruise lines, passenger airlines, motels, taxis, limousine services, and vehicle rental agencies are eligible for travel.

Donations to nonprofit organizations offer you incentives.

Because this is such a unique quality, it is important to emphasize it more. However, the U.S. Bank FlexPerks® Travel Rewards® Card is one of the few cards that allow you to earn rewards when you use your card to donate to any merchant that identifies as a charitable and social service organization. This contrasts the small number of cards that allow you to present your rewards to a worthy cause. Kindness is rewarded generously with the U.S. Bank FlexPerks® Travel Rewards® Card, so be sure to use it whenever possible.

You receive automobile rental discounts.

When you rent a car from National, Enterprise, or Alamo in the United States or Canada using your U.S. Bank FlexPerks® Travel Rewards® Card, you'll be eligible for reductions on your rental fees. Each of the three is a valued partner and provides customers with money-saving incentives, such as free upgrades and discounted rates.

NerdWallet has independently compiled this information regarding the U.S. Bank FlexPerks® Travel Rewards® Card; the card's issuer did not provide this information to us, nor did they evaluate it before we published it.

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