There are a lot of companies out there that offer debt consolidation services, but not all of them are created equal. That's why we decided to take a closer look at Credit Associates, one of the country's most popular and well-known debt consolidation companies.
We'll go over everything you need to know about Credit Associates in this review, including how they work, their fees, and what customers have to say about their experience working with the company. By the end of this article, you should have a good idea of whether or not Credit Associates is right for you.
What is Credit Associates?
Credit Associates is a debt consolidation company that has helped people get out of debt since 2016. They offer various services to help people get out of debt, including credit counseling, debt management, and debt consolidation.
How Does Credit Associates Work?
Credit Associates works by negotiating with your creditors on your behalf to try and get them to lower your interest rates and monthly payments. They also work with you to create a budget and payment plan to help you get out of debt as quickly as possible. They offer credit counseling to help you manage your finances better and make smarter financial decisions in the future.
One of the nice things about Credit Associates is that they offer a free consultation so you can see if their services are right for you. They also have an A+ rating with the Better Business Bureau and are accredited by the National Foundation for Credit Counseling. You can rest assured that you're working with a reputable company.
What Are the Fees for Credit Associates?
Credit Associates charges a monthly fee for their services. The exact amount you will pay will depend on your individual situation and the type of service you choose. They also charge a one-time setup fee of $95.
The good news is that many customers report saving money by working with Credit Associates, even after considering their fees. This is because they can get lower interest rates and monthly payments from creditors, which means more of your money goes towards paying off your debt each month.
What Do Customers Think of Credit Associates?
Overall, customers seem happy with their experience working with Credit Associates. They report feeling relieved and less stressed after enrolling in the program, and many say they've been able to get out of debt much faster than they would have on their own.
There are a few negative reviews, but it's essential to remember that not every company can please every customer. And even the negative reviews tend to acknowledge that Credit Associates is a reputable and reliable company that wasn't a good fit for the particular customer's needs.
Should You Use Credit Associates?
If you're struggling to get out of debt, Credit Associates could be a good option. They have a proven track record of helping customers lower their interest rates and monthly payments, and they offer a free consultation so you can see if their services are right for you.
Of course, it's always a good idea to compare multiple companies before deciding. But, if you're looking for a reputable and reliable debt consolidation company, Credit Associates is definitely worth considering.
Is Credit Associates Legit?
Yes, Credit Associates is a legit company helping people get out of debt since 2016. They are accredited by the Better Business Bureau and have an A+ rating.
What Are the Pros of Using Credit Associates?
There are many pros to using Credit Associates, including:
You can consolidate your debts into one monthly payment. This can help you save money on interest and get out of debt faster. They also offer credit counseling to help you manage your finances better and make smarter financial decisions in the future. You may be able to negotiate lower interest rates and fees with your creditors. This can help you save even more money on your debts. Credit Associates has a money-back guarantee if you are not satisfied with their services. They also have an A+ rating from the Better Business Bureau.
What Are the Cons of Using Credit Associates?
You will have to pay a monthly fee for their services. This fee can be pretty high depending on your individual situation and the type of service you choose. You may not be able to get out of debt as quickly as you would like. If you cannot make your payments, your creditors may still try to collect from you. This could damage your credit score.
Our Verdict
There are a lot of reasons to choose Credit Associates for debt consolidation. They have a variety of programs that can suit your needs, and they have a team of experts who are ready to help you get out of debt. You can get started with their program by filling out a free online assessment. You'll get a free consultation with one of their debt consolidation specialists.
